• Overview
• Experience
• Management Team
• Mission Statement

Management Team

Joseph Coschera

CEO 

Joseph Coschera leads ISA's development efforts as well as new business development and business partner relationships.  Joseph Coschera's experience came from his previously held position as Vice President with JPMorgan Chase, which spanned 18 years.  There he rose from the position of Systems Engineer to Manager of Facilities and Hardware Planning for the Retail Banking Division.  Joe's responsibilities were extremely diverse and included direct interaction with the Branch Banking Operations.  As part of managing the deployment of state of the art data center and banking technology (ATMs and Platform Automation) to more than 200 branches, Joe had extensive interaction with the financial systems departments in order to perform his tasks more efficiently.  Joe’s department managed the migration of data centers and the build-out of all data center facilities for the Retail Banking Division where he utilized data center management solutions to plan for growth and ensure reliability and availability.

Michael Hull

Chief Financial Officer

In the early part of his career, Mr. Hull spent 11 years auditing both public and private companies for Price Waterhouse, advancing from audit staff to audit senior manager. Upon leaving Price Waterhouse, he accepted the position of CFO for BCT International, a public company that is a franchisor of wholesale printing businesses with annual network sales of $107 million. Subsequently, he worked for Resources Global Professionals, where he was a member of a team that assisted a $4 billion subsidiary of a $40 billion multinational company in complying with Section 404 of the Sarbanes Oxley Act of 2002. Most recently, Mr. Hull served as the CFO of BabyUniverse, a public company traded on NASDAQ. His responsibilities included preparing the annual 10-K and quarterly 10-Qs filed with the SEC and coordinated the annual financial statement audit and quarterly reviews. Mr. Hull is a 1985 graduate of the University of Central Florida with a B.S.B.A. in Accounting. He has been a Certified Public Accountant since 1986 and is a member of the Florida Institute of Certified Public Accountants, a member of the American Institute of Certified Public Accountants, and a member of the Financial Executives Network Group. 

Vice President, Director

Loire Lucas began her career with the NCR Corporation upon graduation from Florida Atlantic University in 1982 where she received her Bachelors of Applied Science.  As a Systems Engineer, she worked on banking clients projects in Europe and Africa.  Upon her return from Africa, she continued to work at corporate headquarters in Dayton, Ohio.  Following her headquarters position, Loire transferred to NCR's New York sales office where she worked with major financial institutions managing their banking platform migration to state-of-the-art hardware and software platforms.